UMIA
FOR
Businesses, Owners & Investors
When you need expertise that:
Is outside the normal scope of operations
Brings a new perspective
Is flexible & available at short notice
Services with Analysis at their Core
Financial Analysis
- Financial review of business
- Estimates, calculations, feasibility studies
- E.g. profitability, cost structure, growth, capital requirements, return on investment
M&A
- Modelling and valuation
- Evaluating transaction rationale, synergies
- Determining items affecting purchase price
- Process management and coordinating with possible advisors
Business Planning
- Competitor and market analysis
- Scouting acquisition targets
- Scenarios for strategic planning
- Goals and performance metrics
Financing
- Estimates and calculations for financiers and investors
- E.g. cash flow, debt capacity, capital need, covenants
- Identifying alternatives and raising financing
UMIA
Asking the right questions is valuable in any business. Coming in from the outside can be an advantage, leading to different questions being asked.
Analysis is an important part of everything I’ve worked with. Perspectives have varied, but not the fundamentals: understanding the context, recognizing what is essential, identifying opportunities and threats, making a sound case of findings and communicating it efficiently.
I’ve worked as an entrepreneur since 2023. My focus is on small and medium sized companies that need help in an area that is outside their normal course of business or that simply need additional resources to strengthen the organization for a limited period of time.
The hands-on, problem-solving mentality of smaller businesses is a good match for me.
I work for a fixed fee – you´ll know in advance what the cost will be.

Elina Riutta
elina.riutta@umia.fi
Kumera
Member of the Board
OP Group
Strategic Market and Competitor Analysis
Nordhaven Corporate Finance
Advisory to SME’s on Financing, Capitalization
Evli Bank
Equity Research, Engineering & Financials Corporate Finance, M&A
Konecranes
Controller, Eastern-European subsidiaries
Languages: Finnish, Swedish, English
Education: Svenska Handelshögskolan